Privacy Policy

Welcome to (will be known as HG&M). This privacy statement discloses the privacy practices for this Website only, including an explanation of:

  • the categories of personally identifiable information about you that may be collected;
  • how the information is used;
  • the categories of persons or entities with whom the information may be shared;
  • the choices are available to you regarding collection, use, and distribution of the information;
  • how you can opt in or out of HG&M promotional e-mail;
  • the kind of security procedures that are in place to protect the loss, misuse or alteration of information;
  • how you can review and request changes to the information;
  • how we notify visitors and users of this Website of changes to this privacy statement; and
  • the privacy policies that apply to subscribers to each HG&M product and service.

Questions regarding this privacy statement should be directed to HG&M by sending a notice by U.S. Mail to HG&M, P.O. Box 510, New York, NY 10034, Attention: HG& Privacy Feedback.

Information Collection and Use

A special note about children: HG&M does not knowingly collect personally identifiable information from children under the age of thirteen, except for the limited circumstances described below, and does not wish to collect any such information. Federal law requires website operators who collect personal information from children under the age of thirteen to first get parental consent. Children should always get permission from their parents before sending any information about themselves (such as their names, e-mail addresses, and phone numbers) over the Internet, to us or to anyone else. In the event a child under the age of 13 submits a question to us on the Website and identifies his or her age, we may use the child’s e-mail address for the sole purpose of responding to the child’s question on a one-time-only basis. However, we will not use the child’s e-mail address to re-contact the child and we will delete it from our records once we have responded. If we become aware that we have unknowingly collected personally identifiable information from a child under the age of 13, we will make reasonable efforts to delete such information from our records.

What do we do to personalize your use of this Website?

To help make our Website more responsive to the needs of our users and visitors, we use a standard feature of browser software called a “cookie.” We use cookies to help us tailor our Website to your needs, to deliver a better, more personalized service, and to remember certain choices you’ve made so you don’t have to re-enter them.

We use two kinds of cookies: (i) temporary or “session”-based cookies that contain certain information about a user’s or visitor’s use of our Website at a particular time and (ii) “persistent” cookies that contain certain account-related information about a registered user’s use of our Website. Session-based cookies are automatically disabled or deleted when a user of or visitor to our Website closes his or her browser software at the end of session. Persistent cookies remain stored on a registered user’s computer system until he or she disables or deletes them. You may read about enabling, disabling, and deleting cookies at www. at any time by visiting the About Cookies page or by searching for “cookie” and clicking on the link for the topic you wish to read. Of course, if you set your browser not to accept cookies or you delete them, you may not be able to take advantage of the personalized features enjoyed by other visitors to and users of our Website.

The cookies we use don’t directly identify visitors to or users of our Website as particular persons. Rather, they contain information sufficient to simplify and improve a visitor’s or user’s experience on our Website. For example, we may use session-based cookies to track the pages on our Website visited by our users. We can build a better website if we know which pages our users are visiting and how often. Or, we may use persistent cookies to simplify access to a user’s account information over our Website, for example.

In connection with the standard operation of HG&M’s systems, certain non-personally identifiable information about visitors to this Website is recorded. This information is used primarily to tailor and enhance visitors’ experience using the Website. We may use this information in an aggregate, non-personally identifiable form to, among other things, measure the use of our Website and determine which products and services are the most popular with our Website visitors.

Ads appearing on this Website may be delivered to users by this Website or a third party advertising partner. These partners may set cookies, which may allow the ad server to recognize your computer each time they send you an online advertisement. In this way, ad servers may compile information about where you (or others who are using your computer) saw their advertisements and determine click-through rates and history on such ads. This information allows an ad network to deliver targeted advertisements that they believe will be of more interest to you than advertising selected randomly or by other means. This privacy statement covers only the use of cookies by this Website and does not cover the use of cookies by any third party advertisers, who may have their own, differing policies.


All information gathered on our Website is stored within a HG&M-controlled database accessible only to HG&M and its specifically authorized contractors and vendors. However, as effective as any security measure implemented by HG&M may be, no security system is impenetrable. We cannot guarantee the complete security of our database, nor can we guarantee that information you supply won’t be intercepted while being transmitted to us over the Internet. If you don’t want us to know any particular information about you, don’t include it in anything that you submit or post to this Website or send to us in e-mail.

Changes to Information

You may review and change information that you provide to us through this Website by returning to the pages where you entered it, and reviewing or changing the information directly.